Institutional-Grade Research,
Retail-Friendly Access
Professional equity analysis for individual investors. No conflicts. No agenda. Just research.
Zero Conflicts
- • No brokerage business
- • Don't manage client funds
- • Don't trade stocks
- • Only revenue: subscriptions
→ Unbiased analysis
Institutional Frameworks
- • Same DCF discipline (TV/EV < 50%)
- • Same forensic scrutiny
- • Bloomberg-verified data
- • Multiple valuation methods
→ Professional quality
Full Transparency
- • Every assumption documented
- • Methodology explained
- • Multiple scenarios shown
- • Historical archive maintained
→ Auditable logic
From Abundance to Clarity
The investment research landscape flipped overnight. Information went from scarce to infinite, from expensive to free, from time-consuming to instant. But more information doesn't mean better decisions—it often means the opposite.
More reading = edge
Access = advantage
Filtering = edge
Curation = advantage
"It's like going from a drought to a flood. Different skills are needed."
When research becomes abundant, the edge moves from gathering more to filtering better. Your brain, evolved for information scarcity, now works against you in an environment of endless content. That's why we focus on complete analysis over fast alerts—quality curation matters more than volume.
Ryan Lim
Buy-Side Equity Analyst | 7 Years Institutional Experience
For seven years, I analyzed stocks for institutional investors—the kind of research that moved millions. Same Bloomberg terminals. Same rigorous frameworks. Now bringing that same discipline to individual investors.
My name goes on every report. My reputation on every call.
Three-pillar framework applied systematically:
1. Fundamental Analysis
- • Business model & unit economics
- • Competitive advantages
- • Management capability
- • Capital efficiency
- • Earnings quality
2. Industry Analysis
- • Porter's Five Forces
- • Competitive dynamics
- • Regulatory framework
- • Disruption threats
- • TAM evolution
3. Macro Context
- • Interest rates & inflation
- • Credit cycles
- • Policy impacts
- • Currency effects
- • Timing context
The 5-Question Quality Test
Use this framework for ANY research source—including ours:
1. Can I understand how they reached this conclusion?
Good research shows its work. Opaque logic = extra caution.
2. Is there accountability if things go wrong?
Someone should have skin in the game. Anonymous sources remove consequence.
3. Does this challenge my assumptions or just confirm them?
Best research sometimes tells you what you don't want to hear.
4. What's the business model behind this information?
Understanding incentives helps you calibrate trust appropriately.
5. Could I explain this reasoning to someone else?
If you can't explain it, don't risk money on it.
We encourage you to apply this test to us.
Understanding Our Incentives
Make money when you trade Incentive to get you excited enough to buy or sell
Data collection & engagement Maximize time spent, volume over verification
You pay for research. That's it. Quality keeps subscribers. No trading commissions. No conflicts.
Different incentives create different outputs. You should know what drives your information sources.
Lincoln Indicators (2017-2024)
Post-Hayne RC | Platform consolidation | Credit expansion
Contrarian LMI play at 0.8x book | $100m buyback floor | Refinancing wave
Pattern recognition across sectors: Yield compression, consolidation, structural shifts
Full track record transparency coming soon. Every recommendation. Every price target. Auditable and time-stamped.
Want to Understand Our Research Process?
See how institutional frameworks translate into actionable insights.